Payment Options That Support Your Health Journey

Compassionate support. Flexible solutions. Thoughtful care.

At Beacon Cove Dental, we believe that everyone deserves access to dental care that supports their health, wellbeing, and confidence—without unnecessary stress or financial pressure.

That’s why we offer a range of flexible payment options and supportive pathways to help you receive the care you need, when you need it.

We’re Here to Help You Plan Ahead

Every smile is different—and so is every financial situation. Whether you’re planning a routine cleanup, a more complex procedure, or navigating an unexpected dental emergency, we’ll walk you through your options with transparency, compassion, and zero judgement.

HICAPS

Fast, On-the-Spot Health Fund Claims

If you have private health insurance, we make it easy. With HICAPS facilities onsite, you can swipe your health fund card and claim instantly—no waiting, no paperwork, no fuss.

We’ll process everything for you at the time of your visit, so you can focus on your health (not your forms).

Humm

Interest-Free Payment Plans

Want to spread out the cost of your treatment into bite-sized payments?

Humm allows you to pay for your dental treatment in smaller, interest-free instalments—weekly or fortnightly—so you can receive care now and pay later, at your own pace.

It’s a smart, manageable way to prioritise your smile without the stress.

Learn more: www.shophumm.com/au

SuperCare

Compassionate Release of Super

For more complex or medically necessary dental treatments, you may be eligible to access your superannuation through the Compassionate Release of Superannuation program.

We work closely with our partners at SuperCare to support you through the process. A dedicated agent will guide your application, removing the paperwork and uncertainty so you can focus on your health.

Important: While we can help coordinate your application, we do not provide financial advice. Please consult with a licensed financial advisor or the ATO before proceeding.

Learn more: www.mysupercare.com.au

    
 
 
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   jacqueline elmer 
 
 
 
 Trustindex verifies that the original source of the review is Google. Staff were very professional and helpful, good conversation and assisted when required.
  
 
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   Marianne Barrett 
 
 
 
 Trustindex verifies that the original source of the review is Google. Once again , another visit to the best team in town Thank you so much for allowing me to do this Root Canal . Yep it was a tad Painful . But What earth angels these dentists and their teams are . I’m so grateful Dr Mickhel and beautiful Perri. I am forever grateful . Also to Dr Fern you beautiful girl for talking me into saving that tooth . Love you all . Xx
  
 
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   Vonny Spellman 
 
 
 
 Trustindex verifies that the original source of the review is Google. A wonderful team of professionals. Dr Arunditi Sharma made me feel important, not once did I feel judged or embarrassed. Arun made me feel relaxed and comfortable. I'm so grateful for this wonderful experience and I highly recommend Beacon Cove Dental to all.
  
 
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   Dr. Shamistra Barathan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing care at Beacon Dental Cove. I love how you took the time and utmost care and attention with my dental health. I wouldn’t go anywhere else. Thank you Dr Mikhil Nathoo and Dr Fern White!
  
 
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   Carolyn Stephens 
 
 
 
 Trustindex verifies that the original source of the review is Google. Care and attention to detail, boutique dental with lovely people. I’m very happy with service and my healthy smile.
  
 
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   natali nauman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent and professional work, my dental clean perfectly done by Mikhil, I'm very happy with the results,  highly recommend. Thank you so much.
  
 
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   Rohan Bhojwani 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a fantastic experience at Beacon Cove Dental. The team is highly professional, friendly, and genuinely caring. From the moment I walked in, I felt at ease. They took the time to explain everything clearly and made sure I was comfortable throughout my visit. The quality of care is outstanding, and I highly recommend them to anyone looking for a dentist who truly prioritizes patient well-being.
  
 
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   Chyena Goodluck 
 
 
 
 Trustindex verifies that the original source of the review is Google. They truly prioritise preventative care instead of just waiting for problems to arise. The team is friendly, professional, and always takes the time to explain things clearly. If you're looking for a dentist who puts patients first, this is the place to go!
  
 
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   Laura Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. The Beacon Cove Dental team are amazing, highly recommend them
  
 
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   Christine Tanod 
 
 
 
 Trustindex verifies that the original source of the review is Google. I recently had a dental makeover at  Beacon Dove Dental  with Dr. Mikhil and team, including veneers, bridge, crowns, and fillings, and I couldn’t be happier with the results! He and his team ensured everything looked natural, felt comfortable, and suited me perfectly. My smile looks so much better now! From start to finish, they were professional, caring, and detail-oriented, making the entire process smooth and stress-free. If you are looking for top-quality dental work with a team that truly cares about your smile, I highly recommend Dr. Mikhil and his team at Beacon Cove Dental!

Can I Apply for Early Access to Super for Dental Treatment?

Yes—in some circumstances, you may be eligible. The ATO may allow early access to super if:

You or your dependant require dental treatment to treat a life-threatening illness, chronic or acute pain, or mental illness
The treatment is not available through the public system
You haven’t yet paid for the treatment (it must be an unpaid expense)
You can’t afford to pay using savings, loans, or other assets
You are an Australian or New Zealand citizen or permanent resident
You provide supporting clinical and financial evidence, including:
- A detailed treatment plan
- Two medical reports: one from a medical or dental specialist, and one from a GP or dentist
- A formal, itemised quote or invoice from us

Trying to access your super early without proper grounds may result in penalties, tax liabilities, and legal consequences.